Due to the tragic Northern and Southern California wildfires, our clients have recently asked us what they can do if their home is damaged or destroyed due to a wildfire. Here are some of the best tips to follow in case your home is damaged or destroyed due to a wildfire.
Notify your insurance carrier immediately of your loss
Create a list of all of your damaged or destroyed property
Ask your insurance carrier to provide you with a cash advance against your policy so that you can establish a temporary living arrangement if necessary
Keep a record of all of your expenses so that you can seek reimbursement from your insurance carrier at a later time
Make sure you gather all of the remaining property and secure it so that it does not get further damaged while you attempt to mitigate your damages
Obtain repair estimates on all of your damaged property
Obtain receipts for all of the items you are claiming
Make sure that you continue to pay your insurance premium
Make sure you do not allow insurance companies to push you around
Consider hiring an attorney to help you file your claim
If you or a loved one has been affected by a California fire, call us for a free consultation.